If you prefer to separate business from pleasure, skip the Private Money and go for one of the other options. A bank loan might be the most laborious to obtain but is the most straightforward. Hard Money makes sense when a bank won’t lend you the money, you are convinced you can make a profit despite the higher interest rate and you can afford the higher repayments due to the shorter repayment period. All three options have their place and patience and a good deal of homework are required in each case.